Cash when
life can’t wait
Get up to $2,500 fast — one simple application, clear choices, secure process.
When an unexpected bill can’t wait for payday, you shouldn’t have to either. Swift Borrow helps you request the cash you need in minutes and review offers from trusted, licensed lenders. No paperwork marathons. No mystery fees from us. Just a straightforward way to keep life moving.
Up to $2,500
(availability varies by lender and state)
Fast decisions
- many approvals happen quickly*
Direct deposit
- funds sent to your bank after approval*
Secure by design
- bank-level encryption
The AC quits in July. You can’t sleep through a heat wave. Get an offer fast, schedule the repair, and breathe easy.
The car needs a fix. No car, no commute. Bridge the gap so you can get back on the road and back on track.
Rent comes before payday. Avoid late fees and stress. Review an offer that fits your timing and budget.
A surprise medical bill. Health comes first. Get clarity on your options and choose terms that work for you.
Your life. Your reasons. Your choice.
Everyone’s budget gets stretched sometimes. Here are a few common moments Swift Borrow can help you navigate:
Whatever the reason, you stay in control: compare offers, read the terms, and only accept what makes sense. There’s no obligation to take any offer.
Three taps to financial relief.
Money needs shouldn’t require a maze of forms. Here’s how Swift Borrow streamlines the process:
st
step
Apply once
Tell us a few basics about yourself, employment, and income. It usually takes just a few minutes.
What helps:
government-issued ID info, bank details for deposit, and recent income information.
nd
step
Get matched
We scan a network of licensed lenders and show you potential offers based on your profile and needs.
What you see:
loan amounts, estimated APRs and fees, repayment timing, and any requirements.
th
step
Receive funds
If you like an offer, complete the lender’s agreement online. After approval and verification, funds are sent directly to your bank account.*
What to expect:
some lenders fund as soon as the same business day after approval; timing varies by bank.
- No obligation to accept an offer
- You can exit and return anytime
- Clear disclosures before you sign
You’re in control, always.
We built Swift Borrow to make borrowing simpler, safer, and more transparent. That means:
What we do
Work with licensed lenders only.
We partner with regulated providers so you can borrow confidently.
Show terms up front.
See costs, timing, and repayment details before you commit.
Protect your data.
We use bank-level encryption and follow strict access controls.
Offer real choices.
Multiple offers where available — you pick what fits your budget.
What we won’t do
No surprise charges from us.
Using the Swift Borrow app to request an offer is free; lender terms and costs apply.
No pressure tactics.
You’re never obligated to accept an offer.
No fine-print games.
We encourage you to read disclosures carefully and ask questions.
- Licensed Lenders
- Transparent Terms
- Secure Encryption
- U.S.-Based Support Channels
How Swift Borrow helped real people
Short, real-life snapshots from customers who used Swift Borrow when timing mattered:
Amanda, TX
My AC died during a brutal heat wave. I filled out the app in the morning, reviewed an offer over lunch, and scheduled the repair before the weekend. The clarity on costs helped me choose without second-guessing.
Marcus, FL
An unexpected bill hit the week before rent. The application took minutes, and the lender deposited funds to my account after approval. I stayed on top of rent and avoided late fees.
Dana, CA
What I appreciated most was the transparency — no vague promises, just clear options. I picked a repayment plan that matched my next two paychecks and paid it off early.
Why wait days when hours could do?
Traditional borrowing can be slow and stressful. Swift Borrow offers a modern alternative without compromising transparency.
The difference you feel
Minutes, not weeks.
Apply on your schedule; many decisions arrive fast.*
One application, multiple options
We help you compare potential offers from licensed partners.
No stacks of paperwork.
Digital application, e-signing, direct deposit after approval.
Designed for real life.
Clear timing, clear costs, and the control to say “yes” or “no.”
Banks have their place. Emergencies do, too. For life’s time-sensitive moments, a streamlined, transparent path can make all the difference.
Borrow Smart.
Borrow Swift.
We’re not a lender. We connect you with licensed lenders and help you understand your options. We believe in clarity, choice, and responsible decisions.
The difference you feel
Fit to budget.
Choose an offer with a repayment schedule you can comfortably meet.
Know the total cost.
Review APRs, fees, and due dates carefully before you sign.
Understand implications.
Late or missed payments may result in fees and could affect your credit.
Plan your payoff.
If you can, set up reminders or automatic payments to stay on track.
Compliance clarity
Lender terms vary by state and provider.
Some lenders may perform credit checks or verify income and bank details.